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For the cheapest car insurance companies in all U.S. states, visit the link at the bottom of this page.
Or scroll down for car insurance premium comparisons in the state of Oklahoma.
Here's the latest on how to score the sweetest deal on Oklahoma car insurance.
Read on for current rates, stats, laws, hidden discounts and helpful hints on choosing the right Oklahoma auto insurance package for your individual needs.
Average Rates for Oklahoma Auto Insurance
Oklahoma's average annual premium on car insurance last year was $1,778. This flew right over the head of the national average, which was $1,347 at the time.
Penalties for Uninsured Drivers in Oklahoma
Statistics indicate that approximately one out of four drivers on Oklahoma roads are operating uninsured vehicles. In fact, Oklahoma has the fourth highest rate of uninsured drivers of all U.S. states, according to a recent study conducted by the Insurance Research Council.
The penalty for driving an uninsured vehicle in the state of Oklahoma is a fine of up to $250 and/or as much as thirty days in jail. Uninsured motorists also lose their driving privileges until a reinstatement fee is paid in full, and proof of insurance is shown.
Minimum Liability Coverage for Oklahoma Drivers
The lowest amount of coverage required for auto insurance in Oklahoma is $25,000 in Personal Injury Protection, $50,000 in per-accident protection, and $25,000 in coverage against physical property damage. Insurance carriers call it 25/50/25.
Still, financial analysts nationwide recommend at least 100./300 coverage to cover the actual cost of an accident. Also recommended is Uninsured Motorist Insurance (UMI).
Discounts on Oklahoma Car Insurance
Many Oklahoma auto insurance carriers offer discounts for responsible driving habits. These include Accident-Free discounts, Good-Driver discounts, Good Student discounts, Senior Citizen discounts and Vehicle Safety discounts, among others.
Vehicle insurance carriers also offer multiple policy
discounts, multiple auto discounts, and many more. Ask about discounts
whenever you compare quotes from local agents.
According to recent customer satisfaction ratings, Oklahoma's favorite auto insurance providers are Allstate, Farmers Insurance, Geico, Esurance, Liberty Mutual, State Farm and Progressive.
Still, many Oklahoma vehicle owners opt for smaller, well established, well reputed local carriers like Auto Insurance Center or Metro Express.
Either way, Oklahoma features several hundred auto insurance agents who provide competitive quotes for auto insurance.
You can also obtain free quotes online. For a thorough cost comparison, contact numerous car insurance carriers in your area, and ask about ALL available discounts.
Then, simply compare quotes and choose the lowest possible rate.
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